The Most Affordable
Healthcare Insurance

Covered California and Medi-Cal are programs that help people get healthcare. Both include essential health benefits like doctor visits, hospital stays, prescription drugs, and preventive care.Covered California is the state’s health insurance marketplace where individuals and families can get a health plan through well-known companies. Financial help may be available to help with health care costs.Medi-Cal is California’s Medicaid program, offering low-cost or free health coverage to those earning up to a certain amount.

(CCA abbreviation going forward) is the state’s health insurance marketplace where individuals and families can get a health plan through well-known companies. Financial help may be available to help with health care cost.  Covered California is a free service that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place where you can get financial help when you buy health insurance from well-known companies. That means when you apply, you may qualify for a discount on a health plan through Covered California, or get health insurance through the state’s Medi-Cal program. Either way, you’ll have great health coverage.  CoveredCA.com is sponsored by Covered California and the Department of Health Care Services.

Anthem, Blueshield, Healthnet, Kaiser, Molina, IEHP, LA Care, Balance/CCHP, Share San Diego, VHP, Western Health, Aetna CVS

Your eligibility Covered California with financial help is based on your household size and income, using the Federal Poverty Level (FPL). Your immigration status and eligibility for other programs or services can also affect if you qualify. You will find out which program(s) you qualify for after you apply.  Note: You can get a health plan from Covered California without financial help. You will pay the entire cost of the health plan, but your household size and income will not affect your eligibility. However, we will still confirm your identity, including your immigration and incarceration statuses.

Your household size = you + spouse + tax dependents. Include everyone, even if they don’t need health coverage.

Your household income = the adjusted gross income of you + spouse + tax dependents. Based on the year you want coverage.

Names, Dates of birth, address, social security numbers, Federal tax information, employment information, immigration documents.

Your eligibility Covered California with financial help is based on your household size and income, using the Federal Poverty Level (FPL). Your immigration status and eligibility for other programs or services can also affect if you qualify. You will find out which program(s) you qualify for after you apply.  Note: You can get a health plan from Covered California without financial help. You will pay the entire cost of the health plan, but your household size and income will not affect your eligibility. However, we will still confirm your identity, including your immigration and incarceration statuses.

Your household size = you + spouse + tax dependents. Include everyone, even if they don’t need health coverage.

Your household income = the adjusted gross income of you + spouse + tax dependents. Based on the year you want coverage.

You can continue seeing your current doctor if they are part of your new plan’s network.  To confirm your doctors acceptance of the plan, please contact your doctor directly to ask their office, or check the insurance company website, under provider directory.  Generally it’s best to ask your doctor what plan or company they want you on.

Covered California and Medi-Cal are programs that help people get healthcare. Both include essential health benefits like doctor visits, hospital stays, prescription drugs, and preventive care.Covered California is the state’s health insurance marketplace where individuals and families can get a health plan through well-known companies. Financial help may be available to help with health care costs.Medi-Cal is California’s Medicaid program, offering low-cost or free health coverage to those earning up to a certain amount.

(CCA abbreviation going forward) is the state’s health insurance marketplace where individuals and families can get a health plan through well-known companies. Financial help may be available to help with health care cost.  Covered California is a free service that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place where you can get financial help when you buy health insurance from well-known companies. That means when you apply, you may qualify for a discount on a health plan through Covered California, or get health insurance through the state’s Medi-Cal program. Either way, you’ll have great health coverage.  CoveredCA.com is sponsored by Covered California and the Department of Health Care Services.

Anthem, Blueshield, Healthnet, Kaiser, Molina, IEHP, LA Care, Balance/CCHP, Share San Diego, VHP, Western Health, Aetna CVS

Your eligibility Covered California with financial help is based on your household size and income, using the Federal Poverty Level (FPL). Your immigration status and eligibility for other programs or services can also affect if you qualify. You will find out which program(s) you qualify for after you apply.  Note: You can get a health plan from Covered California without financial help. You will pay the entire cost of the health plan, but your household size and income will not affect your eligibility. However, we will still confirm your identity, including your immigration and incarceration statuses.

Your household size = you + spouse + tax dependents. Include everyone, even if they don’t need health coverage.

Your household income = the adjusted gross income of you + spouse + tax dependents. Based on the year you want coverage.

Names, Dates of birth, address, social security numbers, Federal tax information, employment information, immigration documents.

Your eligibility Covered California with financial help is based on your household size and income, using the Federal Poverty Level (FPL). Your immigration status and eligibility for other programs or services can also affect if you qualify. You will find out which program(s) you qualify for after you apply.  Note: You can get a health plan from Covered California without financial help. You will pay the entire cost of the health plan, but your household size and income will not affect your eligibility. However, we will still confirm your identity, including your immigration and incarceration statuses.

Your household size = you + spouse + tax dependents. Include everyone, even if they don’t need health coverage.

Your household income = the adjusted gross income of you + spouse + tax dependents. Based on the year you want coverage.

Names, Dates of birth, address, social security numbers, Federal tax information, employment information, immigration documents.

Medicare is health insurance for people 65 or older and for people with certain disabilities under the age of 65. Originally passed as legislation in 1965 under President Lyndon Johnson.  The foundations of Original Medicare are parts A and B administered through the social security administration and CMS Centers for Medicare and Medicaid Services (Some people get part A and part B Medicare benefits automatically; others must actively sign up for A and B. 

Part B is commonly described as outpatient medical care.  These services include doctors and specialists, preventive and diagnostic tests, emergency care, ambulance services, durable medical equipment, mental health careand many othermedical services.

Medicare is health insurance for people 65 or older. You may be eligible to get Medicare earlier if you have certain disabilities.Often referred to as senior plans, commonly thought to be for people over the age of 65, however people with disabilities under 65 can be eligible for Medicare also.

Licensed agents are a valuable resource for individuals struggling with the Covered California system. We work free of charge and offer honest feedback and support. The best part? Our services are completely free to consumers as we advocate for your healthcare and help manage your case year after year.

Medicare plans accommodate individuals with disabilities. Many people with permanent disabilities may qualify for state assistance alongside Medicare. While we are not allowed to use the terms “best” or “better,” options from Scan, Anthem, Aetna, Humana, and UnitedHealthcare are all highly rated and worth considering.

Yes, a spouse, family member, or friend can assist with enrollment. If the assisting person is completing the enrollment on behalf of the beneficiary without their input, they must be a legally authorized representative, such as someone with Power of Attorney.

Keeping your doctor is what we help you determine which plans are best. We call this the glue to figuring out the best plan for each consumer. First we begin with what plans your doctor accepts and look at those plans first.

Medicare Advantage is a type of secondary insurance to Parts A and B. Medigap is a more traditional form of secondary coverage and usually requires a monthly premium, while most Medicare Advantage plans in California do not. Advantage plans can be HMO or PPO networks. Medigap operates on a fee-for-service basis, allowing you to see any doctor that accepts Medicare. The better option depends on your current doctors, the plans they accept, and your monthly budget. This is where our team at MIT comes in.