How would you pay for a multi-day hospital stay if your major medical plan has a deductible?

All major medical insurance will leave you with thousands of dollars of expenses in the event of a hospital stay or confinement.  This is where a “deductible protection” plan can fill in the gap in your major medical insurance, to help pay for what the health insurance does not. 

Regardless of the primary health plan you have, if you are admitted to the hospital and are there for over a 24-hour period, you are incurring significant medical expenses.  These expenses can include your deductible, coinsurance responsibility or any charges not covered by the insurance, not to mention the time lost from work.

A hospital confinement plan is designed to pay to you directly, the daily payment benefit amount you choose, for the number days you are stuck in the hospital, waiting to go home.  You can choose to be paid $200 per day or as much as $1,000 per day that you are admitted to the hospital, leaving you with choice to the amount of coverage you need and can afford. 

With the current cost of healthcare, deductible protection plans are the affordable way to ensure you can pay your medical bills after your hospital stay and move forward without financial burden.